Questions, answered

Lifetime access to all six challenges — 52-Week, 100 Envelopes, $5K Goal, No-Spend Month, Change Jar, and Custom Goal. Plus real-time cloud sync across every device, streaks & badges, install-to-home-screen, and every future update. One payment. No subscriptions. Yours forever.

No. A single one-time payment of $9.99 and that's it. No monthly fees, no autopay, no surprise charges. Ever. YNAB charges $14.99/month ($179/year). Vault is $9.99 — once.

Yes — every update is free, forever. v2.3 just shipped with editable 52-Week targets, streaks, badges, home-screen install and real-time sync. Every member who paid $9.99 got it automatically. Every future update works the same way.

Yes — iPhone, Android, iPad, Mac, PC. Open it on your phone, your progress syncs instantly. With one tap you can install it to your home screen and it opens like a native app — no app store, no permissions, no install bloat.

No — Vault is a habit tracker, not a bank. You keep saving in your own account, in cash, or wherever you prefer. Vault tracks your progress, builds your habit, and celebrates your wins. Think of it like a fitness app — it tracks the workout; you lift the weights.

Most new members start with the 52-Week Challenge — it's structured, proven, and builds to $1,378 by year-end. If you want a specific goal (vacation, emergency fund), the $5K Goal or Custom Goal are great picks. The 100 Envelope Challenge is the most satisfying to watch grow. All six are included — try them all.

Yes. The default is $1,378 (classic week-by-week). Inside Vault you can set any target from $500 to $100,000 and the weekly amounts auto-rebalance proportionally. Hit your number, not someone else's.

Payments are handled entirely by Lemon Squeezy — a trusted processor used by thousands of digital product creators. We never see or store your card details. The entire checkout is encrypted end-to-end.

We stand behind Vault. If you're not happy within 30 days of purchase, email us at savewithvault@gmail.com and we'll make it right.

After payment, Lemon Squeezy redirects you back to savewithvault.com where you'll be prompted to create your account with your email and a password. Once set up, your account is live at savewithvault.com/app — accessible on every device, instantly.

We're happy to help. Email us at savewithvault@gmail.com and we'll get back to you within one business day.