License Agreement

This End User License Agreement ("License", "Agreement") is a legal agreement between you ("User", "you") and Saurabh Thakker, an individual operating as Vault ("Licensor", "we", "us"), located in Maharashtra, India, for the use of the Vault Savings Challenge Kit software application ("Software", "App").

By purchasing and accessing Vault, you agree to be bound by the terms of this License. If you do not agree, do not access or use the Software.

1. Grant of License

Subject to the terms of this Agreement and upon completion of a valid purchase, the Licensor grants you a limited, non-exclusive, non-transferable, non-sublicensable, personal license to access and use the Vault web application solely for your own personal, non-commercial savings tracking purposes.

This license does not convey any ownership rights in the Software. You are a licensee, not an owner.

2. Scope of Use

This license permits you to:

• Access and use the Vault web application on any device you personally own or control.
• Record and track your personal savings progress across all included challenges.
• Access the Service from multiple devices using a single account.

3. License Restrictions

You may not, and you may not permit any third party to:

• Share, transfer, sell, sublicense, or otherwise provide access to your Vault account to any other person.
• Use the Software for any commercial purpose, including but not limited to reselling access, offering coaching services using the platform, or incorporating Vault into a paid service.
• Copy, reproduce, distribute, or publicly display any part of the Software or its content.
• Reverse engineer, decompile, disassemble, or attempt to derive the source code of the Software.
• Modify, adapt, translate, or create derivative works based on the Software.
• Remove, obscure, or alter any proprietary notices, branding, or attributions within the Software.
• Use the Software in any manner that could damage, disable, overburden, or impair the Service.

4. Intellectual Property Rights

The Software, including all code, design, user interface elements, text, graphics, challenge frameworks, and all other content, is and shall remain the exclusive intellectual property of Saurabh Thakker. This License grants you no rights to any intellectual property other than the limited right to use the Software as described herein.

All rights not expressly granted in this Agreement are reserved by the Licensor.

5. Updates and New Features

The Licensor may, at its discretion, provide updates, improvements, or new challenges to the Software. Such updates, if provided, shall be included within the scope of this License at no additional cost. The Licensor is under no obligation to provide any specific updates or to maintain any particular feature.

6. Termination

This License is effective until terminated. It will terminate automatically and without notice if you breach any provision of this Agreement. Upon termination:

• Your right to access the Software ceases immediately.
• No refund will be issued in the event of termination due to breach.

The Licensor also reserves the right to suspend or terminate accounts found to be in violation of these terms, or in the event of misuse, fraud, or abuse of the Service.

7. Disclaimer of Warranties

The Software is provided "as is" without warranties of any kind. The Licensor makes no representations or warranties regarding the accuracy, reliability, availability, or fitness of the Software for any particular purpose. Use of the Software is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by applicable law, the Licensor shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of, or inability to use, the Software. In no event shall the Licensor's total liability exceed the amount paid by you for the License (USD $9.99).

9. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with this Agreement shall be subject to the exclusive jurisdiction of the competent courts in Maharashtra, India. By using the Software, you irrevocably submit to the personal jurisdiction of such courts.

10. Entire Agreement

This License Agreement, together with the Terms and Conditions and Privacy Policy available at savewithvault.com, constitutes the entire agreement between you and the Licensor with respect to the Software and supersedes all prior agreements, representations, and understandings.

11. Contact