Privacy Policy

This Privacy Policy explains how Vault ("we", "us", "our"), operated by Saurabh Thakker, an individual based in Maharashtra, India, collects, uses, and protects your personal information when you use the Vault Savings Challenge Kit web application available at savewithvault.com.

By using Vault, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect only the minimum information necessary to provide the service:

• Email address — collected at account creation, used to identify your account and enable login.
• Password — stored in encrypted/hashed form by our authentication provider. We never see or store your plain-text password.
• Savings challenge progress data — the progress you record within the app (amounts saved, days marked, challenge completions) is stored so your data syncs across devices.
• Payment information — we do not collect or store any payment card details. All payment processing is handled by Lemon Squeezy. Please refer to Lemon Squeezy's privacy policy for details on how they handle payment data.

2. How We Collect Information

• When you create an account after purchasing Vault.
• When you use the app and record savings challenge progress.
• We do not use tracking pixels, third-party analytics, or behavioural advertising tools.

3. How We Use Your Information

Your information is used solely to:

• Authenticate you and provide access to your Vault account.
• Sync and store your savings progress across devices.
• Respond to support requests if you contact us.

We do not use your information for marketing, advertising, or any purpose beyond operating the service.

4. Data Storage and Security

Your account data (email and progress) is stored using Supabase, a cloud database service. Supabase employs industry-standard encryption and security practices. Data is stored on secure servers. While we take reasonable precautions to protect your data, no method of transmission over the internet is 100% secure and we cannot guarantee absolute security.

5. Third-Party Services

Vault uses the following third-party services, each with their own privacy policies:

• Supabase — authentication and data storage (supabase.com/privacy)
• Lemon Squeezy — payment processing (lemonsqueezy.com/privacy)
• Google Fonts — font delivery (no personal data collected)

We do not sell, rent, or share your personal information with any other third parties.

6. Cookies

Vault uses minimal cookies strictly necessary for authentication (to keep you logged in between sessions). We do not use advertising cookies or third-party tracking cookies.

7. Your Rights

You have the right to:

• Request access to the personal data we hold about you.
• Request deletion of your account and all associated data.
• Withdraw consent at any time by discontinuing use of the service.

To exercise any of these rights, contact us at saurabh.thakker@gmail.com. We will respond within 30 days.

8. Children's Privacy

Vault is not intended for use by individuals under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify users of material changes by updating the "Last updated" date at the top of this page. Continued use of Vault after changes constitutes acceptance of the updated policy.

10. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000, and applicable rules thereunder. Any disputes arising in connection with this policy shall be subject to the exclusive jurisdiction of the courts in Maharashtra, India.

11. Contact